Call reports 2017
WISCONSIN BANK & TRUST — 2017
What WISCONSIN BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,033,633,000 | 1,035,628,000 | 1,030,192,000 | 1,079,222,000 |
| Total loans | 650,763,000 | 667,099,000 | 686,848,000 | 689,527,000 |
| Allowance for loan losses | 6,747,000 | 6,364,000 | 6,456,000 | 6,763,000 |
| Securities available for sale | 244,340,000 | 226,765,000 | 210,305,000 | 246,251,000 |
| Securities held to maturity | 21,498,000 | 21,430,000 | 20,068,000 | 19,741,000 |
| Trading assets | 0 | 0 | 29,000 | 16,000 |
| Total deposits | 868,033,000 | 874,845,000 | 852,489,000 | 890,835,000 |
| Interest-bearing deposits | 628,488,000 | 607,957,000 | 600,584,000 | 613,918,000 |
| Noninterest-bearing deposits | 239,545,000 | 266,888,000 | 251,905,000 | 276,917,000 |
| Equity capital | 128,982,000 | 131,460,000 | 132,227,000 | 134,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,884,000 | 19,795,000 | 30,674,000 | 41,427,000 |
| Interest expense | 659,000 | 1,330,000 | 2,018,000 | 2,731,000 |
| Net interest income | 9,225,000 | 18,465,000 | 28,656,000 | 38,696,000 |
| Noninterest income | 3,216,000 | 6,968,000 | 10,525,000 | 13,356,000 |
| Noninterest expense | 9,072,000 | 17,831,000 | 26,616,000 | 34,884,000 |
| Provision for loan losses | 427,000 | -79,000 | 238,000 | 568,000 |
| Pretax income | 2,682,000 | 7,800,000 | 12,760,000 | 17,393,000 |
| Income tax | 714,000 | 2,384,000 | 3,976,000 | 6,399,000 |
| Net income | 1,968,000 | 5,416,000 | 8,784,000 | 10,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,122,000 | 103,481,000 | 103,690,000 | 106,236,000 |
| Total capital | 108,892,000 | 109,883,000 | 110,189,000 | 113,045,000 |
| Risk-weighted assets | 758,520,000 | 770,613,000 | 771,925,000 | 775,716,000 |