Call reports 2016
WISCONSIN BANK & TRUST — 2016
What WISCONSIN BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,094,872,000 | 1,080,224,000 | 1,068,288,000 | 1,065,715,000 |
| Total loans | 764,735,000 | 739,119,000 | 715,675,000 | 652,730,000 |
| Allowance for loan losses | 6,790,000 | 7,127,000 | 7,572,000 | 6,522,000 |
| Securities available for sale | 187,918,000 | 198,200,000 | 198,550,000 | 261,744,000 |
| Securities held to maturity | 24,313,000 | 24,310,000 | 22,731,000 | 22,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 921,071,000 | 911,915,000 | 889,957,000 | 899,676,000 |
| Interest-bearing deposits | 675,926,000 | 652,893,000 | 640,162,000 | 642,977,000 |
| Noninterest-bearing deposits | 245,145,000 | 259,022,000 | 249,795,000 | 256,699,000 |
| Equity capital | 134,527,000 | 134,113,000 | 132,178,000 | 128,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,088,000 | 23,841,000 | 35,300,000 | 46,154,000 |
| Interest expense | 740,000 | 1,466,000 | 2,170,000 | 2,827,000 |
| Net interest income | 11,348,000 | 22,375,000 | 33,130,000 | 43,327,000 |
| Noninterest income | 3,860,000 | 8,204,000 | 12,179,000 | 16,146,000 |
| Noninterest expense | 9,085,000 | 18,866,000 | 28,060,000 | 38,121,000 |
| Provision for loan losses | 818,000 | 1,552,000 | 2,471,000 | 2,284,000 |
| Pretax income | 5,261,000 | 10,531,000 | 15,462,000 | 19,958,000 |
| Income tax | 1,882,000 | 3,754,000 | 5,316,000 | 6,842,000 |
| Net income | 3,379,000 | 6,777,000 | 10,146,000 | 13,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,236,000 | 102,454,000 | 101,434,000 | 102,523,000 |
| Total capital | 109,072,000 | 109,628,000 | 109,065,000 | 109,069,000 |
| Risk-weighted assets | 822,696,000 | 794,384,000 | 772,983,000 | 760,241,000 |