Call reports 2012
WISCONSIN BANK & TRUST — 2012
What WISCONSIN BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 491,741,000 | 497,372,000 | 511,580,000 | 691,715,000 |
| Total loans | 342,103,000 | 355,782,000 | 358,914,000 | 451,098,000 |
| Allowance for loan losses | 3,631,000 | 3,695,000 | 3,719,000 | 4,164,000 |
| Securities available for sale | 102,458,000 | 91,853,000 | 107,798,000 | 168,550,000 |
| Securities held to maturity | 1,757,000 | 1,716,000 | 1,681,000 | 1,647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,994,000 | 415,277,000 | 424,146,000 | 549,773,000 |
| Interest-bearing deposits | 307,456,000 | 314,529,000 | 326,997,000 | 431,745,000 |
| Noninterest-bearing deposits | 102,538,000 | 100,748,000 | 97,149,000 | 118,028,000 |
| Equity capital | 56,011,000 | 57,132,000 | 58,739,000 | 70,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,727,000 | 11,187,000 | 16,734,000 | 22,857,000 |
| Interest expense | 767,000 | 1,501,000 | 2,217,000 | 2,972,000 |
| Net interest income | 4,960,000 | 9,686,000 | 14,517,000 | 19,885,000 |
| Noninterest income | 1,655,000 | 3,194,000 | 5,305,000 | 7,524,000 |
| Noninterest expense | 3,638,000 | 7,422,000 | 11,416,000 | 17,150,000 |
| Provision for loan losses | 95,000 | 256,000 | 428,000 | 1,389,000 |
| Pretax income | 3,255,000 | 5,573,000 | 8,527,000 | 9,366,000 |
| Income tax | 1,103,000 | 1,873,000 | 2,884,000 | 3,085,000 |
| Net income | 2,152,000 | 3,700,000 | 5,643,000 | 6,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,154,000 | 46,765,000 | 49,654,000 | 60,183,000 |
| Total capital | 51,811,000 | 50,476,000 | 53,402,000 | 64,378,000 |
| Risk-weighted assets | 343,569,000 | 349,144,000 | 351,700,000 | 465,160,000 |