Call reports 2008
WISCONSIN BANK & TRUST — 2008
What WISCONSIN BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 404,096,000 | 396,238,000 | 403,237,000 | 429,383,000 |
| Total loans | 290,489,000 | 285,286,000 | 285,659,000 | 292,939,000 |
| Allowance for loan losses | 4,266,000 | 4,718,000 | 4,447,000 | 4,296,000 |
| Securities available for sale | 74,964,000 | 73,341,000 | 77,620,000 | 94,420,000 |
| Securities held to maturity | 0 | 0 | 3,588,000 | 3,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,389,000 | 289,389,000 | 317,244,000 | 338,024,000 |
| Interest-bearing deposits | 264,655,000 | 248,772,000 | 278,057,000 | 292,135,000 |
| Noninterest-bearing deposits | 47,734,000 | 40,617,000 | 39,187,000 | 45,889,000 |
| Equity capital | 43,217,000 | 40,621,000 | 38,793,000 | 41,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,934,000 | 11,439,000 | 16,992,000 | 22,496,000 |
| Interest expense | 2,778,000 | 5,126,000 | 7,440,000 | 9,824,000 |
| Net interest income | 3,156,000 | 6,313,000 | 9,552,000 | 12,672,000 |
| Noninterest income | 1,055,000 | 2,194,000 | 3,365,000 | 4,055,000 |
| Noninterest expense | 3,105,000 | 6,291,000 | 9,474,000 | 11,891,000 |
| Provision for loan losses | -226,000 | 349,000 | 910,000 | 3,319,000 |
| Pretax income | 1,305,000 | 1,856,000 | 2,506,000 | 1,490,000 |
| Income tax | 431,000 | 591,000 | 783,000 | 417,000 |
| Net income | 874,000 | 1,265,000 | 1,723,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,694,000 | 31,116,000 | 29,637,000 | 32,035,000 |
| Total capital | 36,465,000 | 34,937,000 | 33,544,000 | 36,108,000 |
| Risk-weighted assets | 301,034,000 | 304,712,000 | 311,208,000 | 325,599,000 |
Machine access — free, no API key
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