Call reports 2007
WISCONSIN BANK & TRUST — 2007
What WISCONSIN BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 415,779,000 | 423,331,000 | 420,584,000 | 399,111,000 |
| Total loans | 312,014,000 | 320,342,000 | 297,639,000 | 285,173,000 |
| Allowance for loan losses | 4,782,000 | 5,452,000 | 4,494,000 | 4,519,000 |
| Securities available for sale | 69,954,000 | 70,221,000 | 87,810,000 | 74,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,507,000 | 337,323,000 | 343,827,000 | 321,647,000 |
| Interest-bearing deposits | 294,595,000 | 296,017,000 | 305,420,000 | 277,281,000 |
| Noninterest-bearing deposits | 44,912,000 | 41,306,000 | 38,407,000 | 44,366,000 |
| Equity capital | 42,659,000 | 40,532,000 | 41,781,000 | 43,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,020,000 | 14,049,000 | 20,982,000 | 27,426,000 |
| Interest expense | 3,625,000 | 7,456,000 | 11,380,000 | 14,810,000 |
| Net interest income | 3,395,000 | 6,593,000 | 9,602,000 | 12,616,000 |
| Noninterest income | 845,000 | 1,756,000 | 2,713,000 | 3,796,000 |
| Noninterest expense | 2,782,000 | 5,812,000 | 8,664,000 | 11,283,000 |
| Provision for loan losses | 433,000 | 1,086,000 | 1,379,000 | 1,761,000 |
| Pretax income | 1,025,000 | 1,451,000 | 2,272,000 | 3,368,000 |
| Income tax | 343,000 | 447,000 | 684,000 | 1,013,000 |
| Net income | 682,000 | 1,004,000 | 1,588,000 | 2,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,076,000 | 31,431,000 | 32,063,000 | 32,910,000 |
| Total capital | 37,159,000 | 35,796,000 | 36,073,000 | 36,683,000 |
| Risk-weighted assets | 325,927,000 | 348,034,000 | 320,304,000 | 301,015,000 |
Machine access — free, no API key
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