Call reports 2005
WISCONSIN BANK & TRUST — 2005
What WISCONSIN BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 379,272,000 | 390,600,000 | 391,408,000 | 390,842,000 |
| Total loans | 286,531,000 | 299,729,000 | 305,092,000 | 302,505,000 |
| Allowance for loan losses | 4,142,000 | 4,427,000 | 4,566,000 | 4,285,000 |
| Securities available for sale | 57,134,000 | 56,108,000 | 54,775,000 | 53,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,534,000 | 324,634,000 | 307,103,000 | 311,436,000 |
| Interest-bearing deposits | 279,021,000 | 279,386,000 | 264,724,000 | 270,518,000 |
| Noninterest-bearing deposits | 39,513,000 | 45,248,000 | 42,379,000 | 40,918,000 |
| Equity capital | 37,373,000 | 38,514,000 | 39,063,000 | 39,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,912,000 | 10,349,000 | 16,140,000 | 21,866,000 |
| Interest expense | 1,884,000 | 4,022,000 | 6,414,000 | 8,964,000 |
| Net interest income | 3,028,000 | 6,327,000 | 9,726,000 | 12,902,000 |
| Noninterest income | 694,000 | 1,454,000 | 2,226,000 | 2,962,000 |
| Noninterest expense | 2,818,000 | 5,560,000 | 8,456,000 | 11,341,000 |
| Provision for loan losses | 258,000 | 562,000 | 709,000 | 882,000 |
| Pretax income | 661,000 | 1,674,000 | 2,802,000 | 3,656,000 |
| Income tax | 204,000 | 553,000 | 941,000 | 1,212,000 |
| Net income | 457,000 | 1,121,000 | 1,861,000 | 2,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,952,000 | 28,663,000 | 29,451,000 | 30,041,000 |
| Total capital | 31,601,000 | 32,356,000 | 33,236,000 | 33,860,000 |
| Risk-weighted assets | 291,452,000 | 294,661,000 | 301,969,000 | 305,000,000 |
Machine access — free, no API key
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