Call reports 2004
WISCONSIN BANK & TRUST — 2004
What WISCONSIN BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 373,373,000 | 376,736,000 | 379,397,000 | 385,107,000 |
| Total loans | 270,101,000 | 275,506,000 | 284,426,000 | 288,047,000 |
| Allowance for loan losses | 3,250,000 | 3,601,000 | 3,935,000 | 3,947,000 |
| Securities available for sale | 71,630,000 | 66,946,000 | 61,844,000 | 58,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,946,000 | 310,806,000 | 307,099,000 | 327,303,000 |
| Interest-bearing deposits | 234,832,000 | 272,912,000 | 271,115,000 | 282,576,000 |
| Noninterest-bearing deposits | 47,114,000 | 37,894,000 | 35,984,000 | 44,727,000 |
| Equity capital | 36,588,000 | 35,541,000 | 36,957,000 | 37,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,308,000 | 8,733,000 | 13,298,000 | 18,151,000 |
| Interest expense | 1,500,000 | 3,081,000 | 4,760,000 | 6,539,000 |
| Net interest income | 2,808,000 | 5,652,000 | 8,538,000 | 11,612,000 |
| Noninterest income | 518,000 | 1,064,000 | 1,581,000 | 3,377,000 |
| Noninterest expense | 2,461,000 | 4,829,000 | 7,275,000 | 10,380,000 |
| Provision for loan losses | 332,000 | 705,000 | 1,029,000 | 1,244,000 |
| Pretax income | 533,000 | 1,126,000 | 1,759,000 | 3,331,000 |
| Income tax | 125,000 | 272,000 | 452,000 | 1,124,000 |
| Net income | 408,000 | 854,000 | 1,307,000 | 2,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,506,000 | 25,999,000 | 26,500,000 | 27,448,000 |
| Total capital | 28,756,000 | 29,356,000 | 30,086,000 | 31,095,000 |
| Risk-weighted assets | 262,808,000 | 268,283,000 | 286,542,000 | 291,462,000 |
Machine access — free, no API key
Every figure shown here about WISCONSIN BANK & TRUST — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.