Call reports 2011
NORTH LOUP VALLEY BANK — 2011
What NORTH LOUP VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 22,041,000 | 20,568,000 | 21,415,000 | 21,971,000 |
| Total loans | 9,992,000 | 10,541,000 | 10,462,000 | 10,424,000 |
| Allowance for loan losses | 211,000 | 225,000 | 220,000 | 222,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,360,000 | 4,056,000 | 4,017,000 | 3,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,135,000 | 18,650,000 | 19,491,000 | 20,067,000 |
| Interest-bearing deposits | 17,355,000 | 16,820,000 | 16,904,000 | 17,367,000 |
| Noninterest-bearing deposits | 2,780,000 | 1,830,000 | 2,587,000 | 2,700,000 |
| Equity capital | 1,792,000 | 1,805,000 | 1,811,000 | 1,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 375,000 | 574,000 | 762,000 |
| Interest expense | 76,000 | 152,000 | 224,000 | 290,000 |
| Net interest income | 112,000 | 223,000 | 350,000 | 472,000 |
| Noninterest income | 20,000 | 43,000 | 62,000 | 81,000 |
| Noninterest expense | 128,000 | 231,000 | 344,000 | 477,000 |
| Provision for loan losses | 0 | 15,000 | 40,000 | 40,000 |
| Pretax income | 4,000 | 20,000 | 28,000 | 36,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 12,000 |
| Net income | 3,000 | 17,000 | 23,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,792,000 | 1,805,000 | 1,811,000 | 1,792,000 |
| Total capital | 2,003,000 | 2,015,000 | 2,031,000 | 2,010,000 |
| Risk-weighted assets | 16,929,000 | 16,823,000 | 17,941,000 | 17,462,000 |