Call reports 2026
RIVER CITY BANK — 2026
What RIVER CITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 6,047,747,000 | 6,042,514,000 |
| Total loans | 4,557,479,000 | 4,608,741,000 |
| Allowance for loan losses | 105,471,000 | 107,826,000 |
| Securities available for sale | 720,213,000 | 987,044,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 5,386,542,000 | 5,374,670,000 |
| Interest-bearing deposits | 4,541,333,000 | 4,549,399,000 |
| Noninterest-bearing deposits | 845,209,000 | 825,271,000 |
| Equity capital | 563,858,000 | 567,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 72,721,000 | 146,453,000 |
| Interest expense | 36,946,000 | 74,954,000 |
| Net interest income | 35,775,000 | 71,499,000 |
| Noninterest income | 2,834,000 | 7,245,000 |
| Noninterest expense | 12,282,000 | 24,058,000 |
| Provision for loan losses | 1,672,000 | 3,990,000 |
| Pretax income | 24,816,000 | 51,909,000 |
| Income tax | 6,870,000 | 14,347,000 |
| Net income | 17,946,000 | 37,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 559,423,000 | 565,507,000 |
| Total capital | 613,309,000 | 619,844,000 |
| Risk-weighted assets | 4,256,900,000 | 4,291,853,000 |