Call report 2015Q4
RIVER CITY BANK — 2015Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,517,662,000 | USD | evidence → |
| Total loans | 971,892,000 | USD | evidence → |
| Allowance for loan losses | 23,962,000 | USD | evidence → |
| Securities available for sale | 453,422,000 | USD | evidence → |
| Securities held to maturity | 1,701,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,137,417,000 | USD | evidence → |
| Interest-bearing deposits | 856,606,000 | USD | evidence → |
| Noninterest-bearing deposits | 280,811,000 | USD | evidence → |
| Equity capital | 157,905,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,256,000 | USD | evidence → |
| Interest expense | 3,470,000 | USD | evidence → |
| Net interest income | 38,786,000 | USD | evidence → |
| Noninterest income | 6,663,000 | USD | evidence → |
| Noninterest expense | 23,851,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 20,701,000 | USD | evidence → |
| Income tax | 8,157,000 | USD | evidence → |
| Net income | 12,544,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 156,918,000 | USD | evidence → |
| Total capital | 171,116,000 | USD | evidence → |
| Risk-weighted assets | 1,125,869,000 | USD | evidence → |