Call report 2012Q4
RIVER CITY BANK — 2012Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,178,540,000 | USD | evidence → |
| Total loans | 628,276,000 | USD | evidence → |
| Allowance for loan losses | 24,159,000 | USD | evidence → |
| Securities available for sale | 423,018,000 | USD | evidence → |
| Securities held to maturity | 1,702,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 943,450,000 | USD | evidence → |
| Interest-bearing deposits | 703,191,000 | USD | evidence → |
| Noninterest-bearing deposits | 240,259,000 | USD | evidence → |
| Equity capital | 132,026,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,042,000 | USD | evidence → |
| Interest expense | 2,499,000 | USD | evidence → |
| Net interest income | 39,543,000 | USD | evidence → |
| Noninterest income | 5,691,000 | USD | evidence → |
| Noninterest expense | 25,330,000 | USD | evidence → |
| Provision for loan losses | 1,200,000 | USD | evidence → |
| Pretax income | 18,711,000 | USD | evidence → |
| Income tax | 7,058,000 | USD | evidence → |
| Net income | 11,653,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 124,957,000 | USD | evidence → |
| Total capital | 134,357,000 | USD | evidence → |
| Risk-weighted assets | 737,359,000 | USD | evidence → |