Call reports 2010
RIVER CITY BANK — 2010
What RIVER CITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,006,218,000 | 994,746,000 | 1,002,336,000 | 1,026,054,000 |
| Total loans | 525,153,000 | 526,678,000 | 526,521,000 | 527,012,000 |
| Allowance for loan losses | 21,993,000 | 24,133,000 | 24,180,000 | 24,420,000 |
| Securities available for sale | 370,105,000 | 350,003,000 | 317,281,000 | 360,100,000 |
| Securities held to maturity | 1,701,000 | 1,701,000 | 1,701,000 | 1,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 856,247,000 | 839,711,000 | 823,535,000 | 852,589,000 |
| Interest-bearing deposits | 678,701,000 | 672,380,000 | 647,345,000 | 652,715,000 |
| Noninterest-bearing deposits | 177,546,000 | 167,331,000 | 176,190,000 | 199,874,000 |
| Equity capital | 89,155,000 | 92,062,000 | 113,356,000 | 112,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,028,000 | 21,977,000 | 32,628,000 | 43,072,000 |
| Interest expense | 1,633,000 | 3,079,000 | 4,388,000 | 5,687,000 |
| Net interest income | 9,395,000 | 18,898,000 | 28,240,000 | 37,385,000 |
| Noninterest income | 1,604,000 | 4,159,000 | 5,774,000 | 8,620,000 |
| Noninterest expense | 8,005,000 | 15,074,000 | 22,553,000 | 30,515,000 |
| Provision for loan losses | 2,925,000 | 5,925,000 | 7,925,000 | 9,575,000 |
| Pretax income | 1,351,000 | 3,152,000 | 4,676,000 | 7,057,000 |
| Income tax | 272,000 | 695,000 | 1,310,000 | 1,863,000 |
| Net income | 1,079,000 | 2,457,000 | 3,366,000 | 5,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,418,000 | 79,352,000 | 101,914,000 | 102,950,000 |
| Total capital | 83,844,000 | 87,537,000 | 110,013,000 | 111,121,000 |
| Risk-weighted assets | 660,115,000 | 638,419,000 | 631,442,000 | 637,018,000 |
Machine access — free, no API key
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