Call reports 2005
RIVER CITY BANK — 2005
What RIVER CITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 756,216,000 | 752,890,000 | 764,613,000 | 755,521,000 |
| Total loans | 447,261,000 | 446,224,000 | 450,306,000 | 434,867,000 |
| Allowance for loan losses | 9,073,000 | 9,053,000 | 9,026,000 | 8,888,000 |
| Securities available for sale | 248,627,000 | 247,820,000 | 245,844,000 | 242,306,000 |
| Securities held to maturity | 984,000 | 986,000 | 989,000 | 991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 650,607,000 | 645,654,000 | 651,873,000 | 645,101,000 |
| Interest-bearing deposits | 474,673,000 | 463,531,000 | 466,693,000 | 458,499,000 |
| Noninterest-bearing deposits | 175,934,000 | 182,123,000 | 185,180,000 | 186,602,000 |
| Equity capital | 63,798,000 | 70,891,000 | 73,332,000 | 75,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,639,000 | 17,819,000 | 27,484,000 | 37,527,000 |
| Interest expense | 956,000 | 2,109,000 | 3,405,000 | 4,813,000 |
| Net interest income | 7,683,000 | 15,710,000 | 24,079,000 | 32,714,000 |
| Noninterest income | 1,879,000 | 10,310,000 | 12,308,000 | 13,767,000 |
| Noninterest expense | 5,519,000 | 11,197,000 | 17,035,000 | 23,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,043,000 | 14,311,000 | 18,845,000 | 21,231,000 |
| Income tax | 1,560,000 | 5,654,000 | 7,289,000 | 7,747,000 |
| Net income | 2,483,000 | 8,657,000 | 11,556,000 | 13,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,336,000 | 72,510,000 | 75,409,000 | 77,338,000 |
| Total capital | 73,587,000 | 79,828,000 | 82,677,000 | 84,668,000 |
| Risk-weighted assets | 578,262,000 | 583,727,000 | 579,676,000 | 584,848,000 |
Machine access — free, no API key
Every figure shown here about RIVER CITY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.