Call reports 2025
VISIONBANK — 2025
What VISIONBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 299,992,000 | 306,733,000 | 302,604,000 |
| Total loans | 218,836,000 | 228,459,000 | 239,413,000 |
| Allowance for loan losses | 1,413,000 | 1,713,000 | 2,519,000 |
| Securities available for sale | 30,093,000 | 24,872,000 | 24,263,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 258,756,000 | 264,236,000 | 259,385,000 |
| Interest-bearing deposits | 197,261,000 | 203,021,000 | 201,151,000 |
| Noninterest-bearing deposits | 61,495,000 | 61,215,000 | 58,234,000 |
| Equity capital | 38,940,000 | 40,312,000 | 40,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 1,370,000 | 6,589,000 | 11,402,000 |
| Interest expense | 525,000 | 2,300,000 | 4,057,000 |
| Net interest income | 845,000 | 4,289,000 | 7,345,000 |
| Noninterest income | 61,000 | 292,000 | 553,000 |
| Noninterest expense | 630,000 | 2,770,000 | 4,758,000 |
| Provision for loan losses | 1,414,000 | 2,414,000 | 3,414,000 |
| Pretax income | -1,179,000 | -661,000 | -332,000 |
| Income tax | -290,000 | -160,000 | -74,000 |
| Net income | -889,000 | -501,000 | -258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 21,508,000 | 22,973,000 | 23,146,000 |
| Total capital | 22,961,000 | 24,727,000 | 25,706,000 |
| Risk-weighted assets | 224,694,000 | 226,778,000 | 233,296,000 |