Call report 2019Q4
VISIONBANK — 2019Q4
The 22 measures VISIONBANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,905,000 | USD | evidence → |
| Total loans | 177,635,000 | USD | evidence → |
| Allowance for loan losses | 1,474,000 | USD | evidence → |
| Securities available for sale | 75,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 178,630,000 | USD | evidence → |
| Interest-bearing deposits | 136,634,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,996,000 | USD | evidence → |
| Equity capital | 21,021,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,523,000 | USD | evidence → |
| Interest expense | 1,913,000 | USD | evidence → |
| Net interest income | 7,610,000 | USD | evidence → |
| Noninterest income | 1,390,000 | USD | evidence → |
| Noninterest expense | 6,689,000 | USD | evidence → |
| Provision for loan losses | 682,000 | USD | evidence → |
| Pretax income | 1,629,000 | USD | evidence → |
| Income tax | 404,000 | USD | evidence → |
| Net income | 1,225,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,364,000 | USD | evidence → |
| Total capital | 21,838,000 | USD | evidence → |
| Risk-weighted assets | 171,190,000 | USD | evidence → |