Call report 2015Q4
VISIONBANK — 2015Q4
The 22 measures VISIONBANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,928,000 | USD | evidence → |
| Total loans | 147,720,000 | USD | evidence → |
| Allowance for loan losses | 2,222,000 | USD | evidence → |
| Securities available for sale | 189,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,012,000 | USD | evidence → |
| Interest-bearing deposits | 115,266,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,746,000 | USD | evidence → |
| Equity capital | 16,828,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,141,000 | USD | evidence → |
| Interest expense | 679,000 | USD | evidence → |
| Net interest income | 6,462,000 | USD | evidence → |
| Noninterest income | 1,248,000 | USD | evidence → |
| Noninterest expense | 5,170,000 | USD | evidence → |
| Provision for loan losses | 143,000 | USD | evidence → |
| Pretax income | 2,397,000 | USD | evidence → |
| Income tax | 891,000 | USD | evidence → |
| Net income | 1,506,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,174,000 | USD | evidence → |
| Total capital | 17,930,000 | USD | evidence → |
| Risk-weighted assets | 140,081,000 | USD | evidence → |