Call report 2014Q4
VISIONBANK — 2014Q4
The 22 measures VISIONBANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,169,000 | USD | evidence → |
| Total loans | 135,081,000 | USD | evidence → |
| Allowance for loan losses | 2,077,000 | USD | evidence → |
| Securities available for sale | 244,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,808,000 | USD | evidence → |
| Interest-bearing deposits | 101,248,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,560,000 | USD | evidence → |
| Equity capital | 15,321,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,761,000 | USD | evidence → |
| Interest expense | 762,000 | USD | evidence → |
| Net interest income | 5,999,000 | USD | evidence → |
| Noninterest income | 651,000 | USD | evidence → |
| Noninterest expense | 4,683,000 | USD | evidence → |
| Provision for loan losses | 550,000 | USD | evidence → |
| Pretax income | 1,417,000 | USD | evidence → |
| Income tax | 528,000 | USD | evidence → |
| Net income | 889,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,668,000 | USD | evidence → |
| Total capital | 16,217,000 | USD | evidence → |
| Risk-weighted assets | 123,360,000 | USD | evidence → |