Call report 2012Q4
VISIONBANK — 2012Q4
The 22 measures VISIONBANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,968,000 | USD | evidence → |
| Total loans | 122,622,000 | USD | evidence → |
| Allowance for loan losses | 2,855,000 | USD | evidence → |
| Securities available for sale | 473,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,528,000 | USD | evidence → |
| Interest-bearing deposits | 103,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,343,000 | USD | evidence → |
| Equity capital | 13,625,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,589,000 | USD | evidence → |
| Interest expense | 1,111,000 | USD | evidence → |
| Net interest income | 5,478,000 | USD | evidence → |
| Noninterest income | 956,000 | USD | evidence → |
| Noninterest expense | 4,359,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 1,625,000 | USD | evidence → |
| Income tax | 598,000 | USD | evidence → |
| Net income | 1,027,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,923,000 | USD | evidence → |
| Total capital | 14,327,000 | USD | evidence → |
| Risk-weighted assets | 110,876,000 | USD | evidence → |