Call reports 2008
VISIONBANK — 2008
What VISIONBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 113,268,000 | 118,640,000 | 127,410,000 | 133,464,000 |
| Total loans | 104,405,000 | 109,010,000 | 112,804,000 | 116,948,000 |
| Allowance for loan losses | 802,000 | 863,000 | 920,000 | 1,010,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,066,000 | 98,577,000 | 107,071,000 | 112,623,000 |
| Interest-bearing deposits | 90,057,000 | 88,640,000 | 97,447,000 | 99,163,000 |
| Noninterest-bearing deposits | 7,009,000 | 9,937,000 | 9,624,000 | 13,460,000 |
| Equity capital | 10,950,000 | 11,104,000 | 11,310,000 | 11,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,926,000 | 5,959,000 | 7,893,000 |
| Interest expense | 895,000 | 1,644,000 | 2,402,000 | 3,137,000 |
| Net interest income | 1,030,000 | 2,282,000 | 3,557,000 | 4,756,000 |
| Noninterest income | 99,000 | 132,000 | 194,000 | 255,000 |
| Noninterest expense | 893,000 | 1,873,000 | 2,825,000 | 3,751,000 |
| Provision for loan losses | 65,000 | 130,000 | 190,000 | 280,000 |
| Pretax income | 171,000 | 411,000 | 736,000 | 980,000 |
| Income tax | 60,000 | 145,000 | 264,000 | 354,000 |
| Net income | 111,000 | 266,000 | 472,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,115,000 | 10,281,000 | 10,497,000 | 11,062,000 |
| Total capital | 10,917,000 | 11,144,000 | 11,417,000 | 12,072,000 |
| Risk-weighted assets | 101,793,000 | 107,151,000 | 112,367,000 | 116,631,000 |
Machine access — free, no API key
Every figure shown here about VISIONBANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.