Call reports 2007
VISIONBANK — 2007
What VISIONBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 84,998,000 | 100,613,000 | 105,393,000 | 116,862,000 |
| Total loans | 75,339,000 | 88,562,000 | 82,366,000 | 92,131,000 |
| Allowance for loan losses | 738,000 | 781,000 | 765,000 | 734,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,352,000 | 85,773,000 | 92,216,000 | 101,761,000 |
| Interest-bearing deposits | 69,872,000 | 77,583,000 | 84,318,000 | 90,121,000 |
| Noninterest-bearing deposits | 6,480,000 | 8,190,000 | 7,898,000 | 11,640,000 |
| Equity capital | 7,629,000 | 8,537,000 | 8,720,000 | 10,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,519,000 | 5,548,000 | 7,597,000 |
| Interest expense | 759,000 | 1,585,000 | 2,539,000 | 3,559,000 |
| Net interest income | 916,000 | 1,934,000 | 3,009,000 | 4,038,000 |
| Noninterest income | 51,000 | 111,000 | 220,000 | 281,000 |
| Noninterest expense | 765,000 | 1,559,000 | 2,399,000 | 3,150,000 |
| Provision for loan losses | 0 | 45,000 | 70,000 | 218,000 |
| Pretax income | 202,000 | 441,000 | 760,000 | 951,000 |
| Income tax | 42,000 | 133,000 | 269,000 | 342,000 |
| Net income | 160,000 | 308,000 | 491,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,755,000 | 7,673,000 | 7,866,000 | 9,994,000 |
| Total capital | 7,494,000 | 8,454,000 | 8,631,000 | 10,728,000 |
| Risk-weighted assets | 73,069,000 | 84,499,000 | 81,920,000 | 93,932,000 |
Machine access — free, no API key
Every figure shown here about VISIONBANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.