Call reports 2006
VISIONBANK — 2006
What VISIONBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 63,105,000 | 76,360,000 | 78,158,000 | 85,106,000 |
| Total loans | 56,652,000 | 60,840,000 | 59,923,000 | 68,814,000 |
| Allowance for loan losses | 560,000 | 700,000 | 740,000 | 738,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,576,000 | 69,374,000 | 70,175,000 | 76,485,000 |
| Interest-bearing deposits | 47,236,000 | 62,275,000 | 63,397,000 | 66,997,000 |
| Noninterest-bearing deposits | 6,340,000 | 7,098,000 | 6,778,000 | 9,488,000 |
| Equity capital | 6,248,000 | 6,334,000 | 7,090,000 | 7,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,298,000 | 3,706,000 | 5,462,000 |
| Interest expense | 435,000 | 958,000 | 1,623,000 | 2,364,000 |
| Net interest income | 683,000 | 1,340,000 | 2,083,000 | 3,098,000 |
| Noninterest income | 120,000 | 399,000 | 589,000 | 669,000 |
| Noninterest expense | 663,000 | 1,317,000 | 1,958,000 | 2,666,000 |
| Provision for loan losses | 30,000 | 170,000 | 210,000 | 210,000 |
| Pretax income | 110,000 | 252,000 | 504,000 | 891,000 |
| Income tax | 41,000 | 97,000 | 192,000 | 348,000 |
| Net income | 69,000 | 155,000 | 312,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,333,000 | 5,429,000 | 6,196,000 | 6,464,000 |
| Total capital | 5,893,000 | 6,129,000 | 6,905,000 | 7,203,000 |
| Risk-weighted assets | 52,722,000 | 56,589,000 | 55,908,000 | 66,235,000 |
Machine access — free, no API key
Every figure shown here about VISIONBANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.