Call reports 2005
VISIONBANK — 2005
What VISIONBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,185,000 | 64,650,000 | 61,532,000 | 67,277,000 |
| Total loans | 44,182,000 | 44,560,000 | 53,359,000 | 55,574,000 |
| Allowance for loan losses | 423,000 | 453,000 | 485,000 | 530,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,611,000 | 57,016,000 | 55,550,000 | 60,540,000 |
| Interest-bearing deposits | 42,842,000 | 51,542,000 | 43,800,000 | 51,610,000 |
| Noninterest-bearing deposits | 4,769,000 | 5,474,000 | 11,750,000 | 8,930,000 |
| Equity capital | 5,310,000 | 5,358,000 | 5,606,000 | 6,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,474,000 | 2,387,000 | 3,465,000 |
| Interest expense | 236,000 | 506,000 | 852,000 | 1,259,000 |
| Net interest income | 452,000 | 968,000 | 1,535,000 | 2,206,000 |
| Noninterest income | 142,000 | 325,000 | 466,000 | 586,000 |
| Noninterest expense | 582,000 | 1,188,000 | 1,773,000 | 2,408,000 |
| Provision for loan losses | 0 | 30,000 | 77,000 | 122,000 |
| Pretax income | 12,000 | 75,000 | 151,000 | 262,000 |
| Income tax | 2,000 | 17,000 | 45,000 | 83,000 |
| Net income | 10,000 | 58,000 | 106,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,354,000 | 4,412,000 | 4,671,000 | 5,254,000 |
| Total capital | 4,777,000 | 4,865,000 | 5,156,000 | 5,784,000 |
| Risk-weighted assets | 44,318,000 | 46,966,000 | 49,901,000 | 53,022,000 |
Machine access — free, no API key
Every figure shown here about VISIONBANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.