Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 36,913,000 | 39,171,000 | 39,341,000 | 41,695,000 |
| Total loans | 9,547,000 | 8,747,000 | 9,793,000 | 9,871,000 |
| Allowance for loan losses | 110,000 | 111,000 | 111,000 | 110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,653,000 | 14,819,000 | 15,091,000 | 15,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,144,000 | 33,384,000 | 33,452,000 | 35,904,000 |
| Interest-bearing deposits | 25,027,000 | 27,024,000 | 27,355,000 | 28,790,000 |
| Noninterest-bearing deposits | 6,117,000 | 6,360,000 | 6,097,000 | 7,114,000 |
| Equity capital | 5,595,000 | 5,621,000 | 5,673,000 | 5,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 520,000 | 783,000 | 1,053,000 |
| Interest expense | 16,000 | 32,000 | 50,000 | 68,000 |
| Net interest income | 245,000 | 488,000 | 733,000 | 985,000 |
| Noninterest income | 60,000 | 82,000 | 107,000 | 131,000 |
| Noninterest expense | 191,000 | 397,000 | 605,000 | 894,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 114,000 | 173,000 | 235,000 | 221,000 |
| Income tax | 25,000 | 28,000 | 38,000 | 18,000 |
| Net income | 89,000 | 145,000 | 197,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,595,000 | 5,621,000 | 5,673,000 | 5,649,000 |
| Total capital | 5,705,000 | 5,732,000 | 5,784,000 | 5,759,000 |
| Risk-weighted assets | 13,908,000 | 13,269,000 | 14,463,000 | 15,087,000 |