Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,254,000 | 36,773,000 | 35,859,000 | 40,345,000 |
| Total loans | 9,771,000 | 9,774,000 | 9,723,000 | 10,178,000 |
| Allowance for loan losses | 111,000 | 111,000 | 111,000 | 110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,931,000 | 16,405,000 | 15,790,000 | 15,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,669,000 | 31,160,000 | 30,141,000 | 34,722,000 |
| Interest-bearing deposits | 23,795,000 | 25,289,000 | 24,449,000 | 24,682,000 |
| Noninterest-bearing deposits | 5,874,000 | 5,871,000 | 5,692,000 | 10,040,000 |
| Equity capital | 5,432,000 | 5,467,000 | 5,527,000 | 5,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 524,000 | 787,000 | 1,041,000 |
| Interest expense | 16,000 | 33,000 | 49,000 | 65,000 |
| Net interest income | 239,000 | 491,000 | 738,000 | 976,000 |
| Noninterest income | 53,000 | 72,000 | 92,000 | 115,000 |
| Noninterest expense | 168,000 | 367,000 | 563,000 | 842,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000 |
| Pretax income | 124,000 | 196,000 | 267,000 | 251,000 |
| Income tax | 29,000 | 36,000 | 47,000 | 22,000 |
| Net income | 95,000 | 160,000 | 220,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,432,000 | 5,467,000 | 5,527,000 | 5,506,000 |
| Total capital | 5,543,000 | 5,578,000 | 5,638,000 | 5,616,000 |
| Risk-weighted assets | 14,165,000 | 14,008,000 | 14,560,000 | 14,826,000 |