Call reports 2017
MERCHANTS NATIONAL BANK OF SACRAMENTO, THE — 2017
What MERCHANTS NATIONAL BANK OF SACRAMENTO, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 214,980,000 | 217,049,000 | 209,727,000 | 216,594,000 |
| Total loans | 80,337,000 | 85,506,000 | 81,376,000 | 85,524,000 |
| Allowance for loan losses | 1,187,000 | 1,203,000 | 1,220,000 | 1,235,000 |
| Securities available for sale | 123,431,000 | 121,170,000 | 118,081,000 | 120,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,567,000 | 184,225,000 | 185,073,000 | 190,115,000 |
| Interest-bearing deposits | 143,860,000 | 141,278,000 | 141,808,000 | 143,247,000 |
| Noninterest-bearing deposits | 47,707,000 | 42,947,000 | 43,265,000 | 46,868,000 |
| Equity capital | 20,796,000 | 21,586,000 | 21,751,000 | 20,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,851,000 | 4,276,000 | 5,695,000 |
| Interest expense | 99,000 | 215,000 | 339,000 | 465,000 |
| Net interest income | 1,305,000 | 2,636,000 | 3,937,000 | 5,230,000 |
| Noninterest income | 24,000 | 70,000 | 115,000 | 139,000 |
| Noninterest expense | 884,000 | 1,748,000 | 2,629,000 | 3,511,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 437,000 | 935,000 | 1,416,000 | 1,836,000 |
| Income tax | 122,000 | 279,000 | 445,000 | 1,048,000 |
| Net income | 315,000 | 656,000 | 971,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,018,000 | 22,131,000 | 22,421,000 | 22,242,000 |
| Total capital | 23,168,000 | 23,289,000 | 23,540,000 | 23,462,000 |
| Risk-weighted assets | 91,883,000 | 92,488,000 | 89,333,000 | 97,492,000 |
Machine access — free, no API key
Every figure shown here about MERCHANTS NATIONAL BANK OF SACRAMENTO, THE — 2017 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.