Call reports 2006
MERCHANTS NATIONAL BANK OF SACRAMENTO, THE — 2006
What MERCHANTS NATIONAL BANK OF SACRAMENTO, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 126,038,000 | 118,761,000 | 117,383,000 | 120,640,000 |
| Total loans | 29,438,000 | 30,563,000 | 32,994,000 | 33,289,000 |
| Allowance for loan losses | 115,000 | 115,000 | 115,000 | 120,000 |
| Securities available for sale | 81,414,000 | 79,550,000 | 76,529,000 | 77,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,924,000 | 106,826,000 | 104,791,000 | 107,670,000 |
| Interest-bearing deposits | 93,469,000 | 84,693,000 | 82,610,000 | 84,545,000 |
| Noninterest-bearing deposits | 20,455,000 | 22,133,000 | 22,181,000 | 23,126,000 |
| Equity capital | 11,427,000 | 11,088,000 | 11,917,000 | 12,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,507,000 | 3,782,000 | 5,112,000 |
| Interest expense | 317,000 | 697,000 | 1,105,000 | 1,553,000 |
| Net interest income | 921,000 | 1,810,000 | 2,677,000 | 3,559,000 |
| Noninterest income | 17,000 | 91,000 | 122,000 | 134,000 |
| Noninterest expense | 657,000 | 1,330,000 | 2,017,000 | 2,735,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 281,000 | 571,000 | 791,000 | 967,000 |
| Income tax | 32,000 | 63,000 | 64,000 | 62,000 |
| Net income | 249,000 | 508,000 | 727,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,722,000 | 12,783,000 | 13,002,000 | 12,968,000 |
| Total capital | 12,853,000 | 12,914,000 | 13,133,000 | 13,104,000 |
| Risk-weighted assets | 45,427,000 | 43,924,000 | 44,981,000 | 45,023,000 |
Machine access — free, no API key
Every figure shown here about MERCHANTS NATIONAL BANK OF SACRAMENTO, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.