Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 525,269,000 | 514,429,000 | 492,380,000 | 478,688,000 |
| Total loans | 424,875,000 | 415,864,000 | 403,823,000 | 390,148,000 |
| Allowance for loan losses | 18,142,000 | 19,049,000 | 20,648,000 | 18,563,000 |
| Securities available for sale | 55,186,000 | 56,083,000 | 43,628,000 | 42,389,000 |
| Securities held to maturity | 14,674,000 | 14,387,000 | 13,885,000 | 10,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,446,000 | 432,342,000 | 414,443,000 | 405,565,000 |
| Interest-bearing deposits | 372,646,000 | 360,807,000 | 342,583,000 | 331,045,000 |
| Noninterest-bearing deposits | 71,800,000 | 71,535,000 | 71,860,000 | 74,520,000 |
| Equity capital | 79,341,000 | 80,435,000 | 76,167,000 | 71,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,706,000 | 11,647,000 | 17,102,000 | 22,500,000 |
| Interest expense | 652,000 | 1,314,000 | 1,957,000 | 2,577,000 |
| Net interest income | 5,054,000 | 10,333,000 | 15,145,000 | 19,923,000 |
| Noninterest income | 327,000 | 476,000 | 765,000 | 1,093,000 |
| Noninterest expense | 4,583,000 | 8,890,000 | 13,582,000 | 17,246,000 |
| Provision for loan losses | 0 | 1,000,000 | 5,500,000 | 10,500,000 |
| Pretax income | 917,000 | 1,038,000 | -2,931,000 | -6,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 917,000 | 1,038,000 | -2,931,000 | -6,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,257,000 | 79,378,000 | 75,409,000 | 71,852,000 |
| Total capital | 84,975,000 | 84,949,000 | 80,735,000 | 76,960,000 |
| Risk-weighted assets | 445,016,000 | 432,203,000 | 410,789,000 | 395,197,000 |