Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 633,163,000 | 605,950,000 | 559,893,000 | 541,257,000 |
| Total loans | 484,550,000 | 456,415,000 | 437,826,000 | 429,135,000 |
| Allowance for loan losses | 19,595,000 | 19,396,000 | 17,750,000 | 18,356,000 |
| Securities available for sale | 77,188,000 | 75,248,000 | 76,441,000 | 75,503,000 |
| Securities held to maturity | 16,630,000 | 15,953,000 | 15,717,000 | 15,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,782,000 | 492,168,000 | 469,846,000 | 451,873,000 |
| Interest-bearing deposits | 437,241,000 | 417,966,000 | 398,354,000 | 378,243,000 |
| Noninterest-bearing deposits | 70,541,000 | 74,202,000 | 71,492,000 | 73,630,000 |
| Equity capital | 85,223,000 | 84,431,000 | 87,473,000 | 78,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,225,000 | 14,176,000 | 21,713,000 | 27,998,000 |
| Interest expense | 840,000 | 1,602,000 | 2,337,000 | 3,023,000 |
| Net interest income | 6,385,000 | 12,574,000 | 19,376,000 | 24,975,000 |
| Noninterest income | 8,953,000 | 9,090,000 | 9,325,000 | 9,268,000 |
| Noninterest expense | 6,194,000 | 11,126,000 | 15,739,000 | 28,373,000 |
| Provision for loan losses | 320,000 | 320,000 | 720,000 | 3,670,000 |
| Pretax income | 8,925,000 | 10,319,000 | 12,343,000 | 2,301,000 |
| Income tax | 18,000 | 471,000 | 707,000 | 72,000 |
| Net income | 8,907,000 | 9,848,000 | 11,636,000 | 2,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,064,000 | 80,009,000 | 81,802,000 | 78,344,000 |
| Total capital | 85,909,000 | 86,684,000 | 87,846,000 | 84,201,000 |
| Risk-weighted assets | 534,914,000 | 521,284,000 | 471,838,000 | 456,088,000 |