Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 771,699,000 | 780,275,000 | 773,932,000 | 788,240,000 |
| Total loans | 697,597,000 | 685,634,000 | 666,297,000 | 620,447,000 |
| Allowance for loan losses | 14,568,000 | 15,000,000 | 20,314,000 | 19,606,000 |
| Securities available for sale | 16,318,000 | 38,016,000 | 49,492,000 | 58,289,000 |
| Securities held to maturity | 18,196,000 | 17,936,000 | 17,062,000 | 16,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 681,998,000 | 685,533,000 | 687,003,000 | 703,429,000 |
| Interest-bearing deposits | 564,885,000 | 563,057,000 | 568,362,000 | 580,215,000 |
| Noninterest-bearing deposits | 117,113,000 | 122,476,000 | 118,641,000 | 123,214,000 |
| Equity capital | 87,166,000 | 87,991,000 | 84,359,000 | 82,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,502,000 | 18,956,000 | 28,058,000 | 37,532,000 |
| Interest expense | 891,000 | 1,810,000 | 2,758,000 | 3,718,000 |
| Net interest income | 8,611,000 | 17,146,000 | 25,300,000 | 33,814,000 |
| Noninterest income | 259,000 | 767,000 | 937,000 | 1,100,000 |
| Noninterest expense | 4,792,000 | 10,087,000 | 15,561,000 | 21,505,000 |
| Provision for loan losses | 270,000 | 3,137,000 | 9,225,000 | 14,425,000 |
| Pretax income | 3,808,000 | 4,689,000 | 1,451,000 | -1,016,000 |
| Income tax | 21,000 | 42,000 | 58,000 | 70,000 |
| Net income | 3,787,000 | 4,647,000 | 1,393,000 | -1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,928,000 | 80,809,000 | 77,564,000 | 75,097,000 |
| Total capital | 88,075,000 | 89,146,000 | 85,768,000 | 83,008,000 |
| Risk-weighted assets | 645,378,000 | 660,243,000 | 644,250,000 | 619,478,000 |