Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 815,313,000 | 786,754,000 | 795,446,000 | 778,552,000 |
| Total loans | 711,522,000 | 707,085,000 | 716,472,000 | 706,570,000 |
| Allowance for loan losses | 8,364,000 | 8,602,000 | 10,502,000 | 14,532,000 |
| Securities available for sale | 13,514,000 | 17,195,000 | 17,031,000 | 16,578,000 |
| Securities held to maturity | 21,914,000 | 21,638,000 | 20,445,000 | 18,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 720,184,000 | 696,352,000 | 680,904,000 | 682,388,000 |
| Interest-bearing deposits | 611,513,000 | 584,534,000 | 564,846,000 | 564,817,000 |
| Noninterest-bearing deposits | 108,672,000 | 111,818,000 | 116,058,000 | 117,571,000 |
| Equity capital | 92,848,000 | 87,963,000 | 88,444,000 | 83,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,422,000 | 20,090,000 | 30,206,000 | 40,048,000 |
| Interest expense | 1,286,000 | 2,481,000 | 3,509,000 | 4,422,000 |
| Net interest income | 9,136,000 | 17,609,000 | 26,697,000 | 35,626,000 |
| Noninterest income | 374,000 | 718,000 | 907,000 | 824,000 |
| Noninterest expense | 4,114,000 | 8,690,000 | 12,613,000 | 18,859,000 |
| Provision for loan losses | 1,867,000 | 5,538,000 | 8,447,000 | 13,217,000 |
| Pretax income | 3,529,000 | 4,101,000 | 6,546,000 | 4,376,000 |
| Income tax | 21,000 | 22,000 | 43,000 | 64,000 |
| Net income | 3,508,000 | 4,079,000 | 6,503,000 | 4,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,319,000 | 80,829,000 | 81,272,000 | 76,129,000 |
| Total capital | 93,683,000 | 89,206,000 | 89,675,000 | 84,340,000 |
| Risk-weighted assets | 674,914,000 | 669,973,000 | 670,164,000 | 650,528,000 |