Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 749,150,000 | 762,909,000 | 796,212,000 | 796,153,000 |
| Total loans | 675,215,000 | 689,071,000 | 709,426,000 | 721,269,000 |
| Allowance for loan losses | 6,563,000 | 6,740,000 | 7,948,000 | 8,549,000 |
| Securities available for sale | 25,060,000 | 24,890,000 | 21,280,000 | 16,956,000 |
| Securities held to maturity | 8,165,000 | 8,113,000 | 7,993,000 | 7,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 664,703,000 | 670,938,000 | 700,412,000 | 700,869,000 |
| Interest-bearing deposits | 569,721,000 | 571,645,000 | 597,616,000 | 586,747,000 |
| Noninterest-bearing deposits | 94,982,000 | 99,293,000 | 102,796,000 | 114,122,000 |
| Equity capital | 78,442,000 | 79,012,000 | 93,408,000 | 93,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,028,000 | 20,123,000 | 30,672,000 | 41,176,000 |
| Interest expense | 1,626,000 | 3,081,000 | 4,530,000 | 5,926,000 |
| Net interest income | 8,402,000 | 17,042,000 | 26,142,000 | 35,250,000 |
| Noninterest income | 409,000 | 678,000 | 1,101,000 | 1,497,000 |
| Noninterest expense | 3,417,000 | 7,316,000 | 11,805,000 | 16,940,000 |
| Provision for loan losses | 1,898,000 | 3,633,000 | 6,443,000 | 7,764,000 |
| Pretax income | 3,496,000 | 6,771,000 | 9,215,000 | 12,486,000 |
| Income tax | -5,000 | 9,000 | 30,000 | 51,000 |
| Net income | 3,501,000 | 6,762,000 | 9,185,000 | 12,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,713,000 | 71,108,000 | 85,562,000 | 85,417,000 |
| Total capital | 77,276,000 | 77,848,000 | 93,510,000 | 93,665,000 |
| Risk-weighted assets | 616,753,000 | 630,968,000 | 653,668,000 | 658,765,000 |