Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 753,837,000 | 757,734,000 | 763,692,000 | 750,443,000 |
| Total loans | 668,195,000 | 670,792,000 | 664,549,000 | 672,836,000 |
| Allowance for loan losses | 6,336,000 | 6,295,000 | 6,302,000 | 6,514,000 |
| Securities available for sale | 31,510,000 | 31,502,000 | 31,283,000 | 25,483,000 |
| Securities held to maturity | 9,020,000 | 8,440,000 | 8,273,000 | 8,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 669,347,000 | 679,308,000 | 683,575,000 | 668,571,000 |
| Interest-bearing deposits | 582,026,000 | 594,020,000 | 594,950,000 | 574,366,000 |
| Noninterest-bearing deposits | 87,321,000 | 85,288,000 | 88,625,000 | 94,205,000 |
| Equity capital | 75,169,000 | 76,057,000 | 77,255,000 | 77,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,169,000 | 20,427,000 | 30,914,000 | 41,277,000 |
| Interest expense | 2,138,000 | 4,231,000 | 6,270,000 | 8,144,000 |
| Net interest income | 8,031,000 | 16,196,000 | 24,644,000 | 33,133,000 |
| Noninterest income | 455,000 | 490,000 | 575,000 | 391,000 |
| Noninterest expense | 3,960,000 | 7,436,000 | 11,648,000 | 15,927,000 |
| Provision for loan losses | 957,000 | 2,749,000 | 3,674,000 | 4,824,000 |
| Pretax income | 3,569,000 | 6,501,000 | 9,897,000 | 13,078,000 |
| Income tax | 30,000 | -39,000 | -1,000 | 36,000 |
| Net income | 3,539,000 | 6,540,000 | 9,898,000 | 13,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,005,000 | 69,120,000 | 69,592,000 | 70,011,000 |
| Total capital | 75,341,000 | 75,415,000 | 75,894,000 | 76,525,000 |
| Risk-weighted assets | 617,954,000 | 617,504,000 | 615,034,000 | 615,054,000 |