Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 706,835,000 | 731,602,000 | 738,424,000 | 747,915,000 |
| Total loans | 614,562,000 | 636,569,000 | 646,987,000 | 662,542,000 |
| Allowance for loan losses | 5,910,000 | 5,512,000 | 5,681,000 | 6,403,000 |
| Securities available for sale | 34,347,000 | 35,144,000 | 38,424,000 | 28,857,000 |
| Securities held to maturity | 13,610,000 | 12,919,000 | 9,337,000 | 9,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,815,000 | 656,262,000 | 652,694,000 | 669,201,000 |
| Interest-bearing deposits | 544,852,000 | 576,687,000 | 576,313,000 | 587,470,000 |
| Noninterest-bearing deposits | 75,963,000 | 79,575,000 | 76,380,000 | 81,731,000 |
| Equity capital | 70,668,000 | 71,272,000 | 72,999,000 | 74,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,766,000 | 20,089,000 | 30,438,000 | 40,763,000 |
| Interest expense | 2,401,000 | 4,796,000 | 7,160,000 | 9,423,000 |
| Net interest income | 7,365,000 | 15,293,000 | 23,278,000 | 31,340,000 |
| Noninterest income | 306,000 | 189,000 | 343,000 | 947,000 |
| Noninterest expense | 3,739,000 | 6,773,000 | 10,809,000 | 15,092,000 |
| Provision for loan losses | 740,000 | 2,180,000 | 2,849,000 | 4,454,000 |
| Pretax income | 3,192,000 | 6,529,000 | 9,963,000 | 13,397,000 |
| Income tax | 62,000 | 138,000 | 183,000 | 247,000 |
| Net income | 3,130,000 | 6,391,000 | 9,780,000 | 13,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,749,000 | 64,308,000 | 64,950,000 | 68,344,000 |
| Total capital | 69,659,000 | 69,820,000 | 70,631,000 | 74,747,000 |
| Risk-weighted assets | 578,853,000 | 599,801,000 | 607,365,000 | 614,243,000 |