Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 709,748,000 | 709,788,000 | 704,427,000 | 705,398,000 |
| Total loans | 607,112,000 | 610,508,000 | 609,365,000 | 606,366,000 |
| Allowance for loan losses | 4,509,000 | 5,400,000 | 5,401,000 | 5,803,000 |
| Securities available for sale | 42,786,000 | 43,173,000 | 38,371,000 | 38,115,000 |
| Securities held to maturity | 14,887,000 | 14,568,000 | 13,816,000 | 13,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,634,000 | 587,623,000 | 596,202,000 | 609,095,000 |
| Interest-bearing deposits | 519,138,000 | 514,154,000 | 523,508,000 | 531,406,000 |
| Noninterest-bearing deposits | 77,496,000 | 73,469,000 | 72,693,000 | 77,689,000 |
| Equity capital | 61,211,000 | 65,728,000 | 70,479,000 | 70,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,139,000 | 20,533,000 | 30,538,000 | 40,580,000 |
| Interest expense | 3,640,000 | 7,087,000 | 10,248,000 | 13,003,000 |
| Net interest income | 6,499,000 | 13,446,000 | 20,290,000 | 27,577,000 |
| Noninterest income | 250,000 | -423,000 | -41,000 | 384,000 |
| Noninterest expense | 3,328,000 | 6,720,000 | 10,375,000 | 13,628,000 |
| Provision for loan losses | 350,000 | 1,947,000 | 3,284,000 | 4,889,000 |
| Pretax income | 3,263,000 | 5,970,000 | 9,099,000 | 12,911,000 |
| Income tax | 31,000 | 61,000 | 172,000 | 202,000 |
| Net income | 3,232,000 | 5,909,000 | 8,927,000 | 12,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,904,000 | 58,913,000 | 61,921,000 | 63,294,000 |
| Total capital | 63,413,000 | 64,313,000 | 67,322,000 | 69,097,000 |
| Risk-weighted assets | 591,846,000 | 590,348,000 | 581,249,000 | 580,014,000 |