Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 417,161,000 | 418,619,000 | 416,988,000 | 426,653,000 |
| Total loans | 370,825,000 | 376,729,000 | 377,848,000 | 386,458,000 |
| Allowance for loan losses | 1,950,000 | 1,997,000 | 2,008,000 | 2,050,000 |
| Securities available for sale | 1,466,000 | 1,465,000 | 1,025,000 | 1,016,000 |
| Securities held to maturity | 16,126,000 | 15,827,000 | 15,142,000 | 13,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,510,000 | 351,541,000 | 354,241,000 | 368,674,000 |
| Interest-bearing deposits | 305,880,000 | 297,292,000 | 301,935,000 | 311,448,000 |
| Noninterest-bearing deposits | 49,630,000 | 54,249,000 | 52,306,000 | 57,226,000 |
| Equity capital | 35,160,000 | 35,532,000 | 36,109,000 | 36,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,329,000 | 12,942,000 | 19,858,000 | 27,013,000 |
| Interest expense | 1,904,000 | 3,979,000 | 6,254,000 | 8,733,000 |
| Net interest income | 4,425,000 | 8,963,000 | 13,604,000 | 18,280,000 |
| Noninterest income | 153,000 | 454,000 | 808,000 | 1,063,000 |
| Noninterest expense | 2,255,000 | 4,793,000 | 7,163,000 | 9,669,000 |
| Provision for loan losses | 114,000 | 160,000 | 240,000 | 670,000 |
| Pretax income | 2,209,000 | 4,464,000 | 7,009,000 | 9,004,000 |
| Income tax | 793,000 | 1,580,000 | 2,521,000 | 3,398,000 |
| Net income | 1,416,000 | 2,884,000 | 4,488,000 | 5,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,961,000 | 34,335,000 | 34,908,000 | 34,995,000 |
| Total capital | 35,911,000 | 36,332,000 | 36,916,000 | 37,045,000 |
| Risk-weighted assets | 339,044,000 | 341,941,000 | 342,339,000 | 349,629,000 |
Machine access — free, no API key
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