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Call reports 2003

FIRST NATIONAL BANK — 2003

What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4c845124-64a1-460f-9dd3-c19b96d439a8/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets393,086,000396,129,000392,705,000402,781,000
Total loans335,036,000341,318,000342,175,000344,024,000
Allowance for loan losses1,630,0001,688,0001,775,0001,800,000
Securities available for sale3,520,0002,290,0002,335,0002,316,000
Securities held to maturity25,708,00026,935,00025,089,00032,063,000
Trading assets0000
Total deposits340,789,000339,947,000342,452,000350,059,000
Interest-bearing deposits298,146,000295,279,000292,651,000301,831,000
Noninterest-bearing deposits42,643,00044,668,00049,801,00048,228,000
Equity capital30,236,00030,776,00031,402,00031,909,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income5,994,00011,983,00017,957,00023,714,000
Interest expense2,215,0004,322,0006,179,0007,826,000
Net interest income3,779,0007,661,00011,778,00015,888,000
Noninterest income188,000436,000765,0001,166,000
Noninterest expense2,134,0004,311,0006,525,0008,835,000
Provision for loan losses229,000329,000639,0001,014,000
Pretax income1,604,0003,457,0005,379,0007,205,000
Income tax347,000896,0001,469,0002,019,000
Net income1,257,0002,561,0003,910,0005,186,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital28,991,00029,531,00030,115,00030,626,000
Total capital30,621,00031,219,00031,890,00032,426,000
Risk-weighted assets296,855,000305,712,000306,739,000310,298,000

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