Call report 2026Q2
SPIRO STATE BANK — 2026Q2
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,923,000 | USD | evidence → |
| Total loans | 86,811,000 | USD | evidence → |
| Allowance for loan losses | 719,000 | USD | evidence → |
| Securities available for sale | 22,230,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,672,000 | USD | evidence → |
| Interest-bearing deposits | 82,970,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,702,000 | USD | evidence → |
| Equity capital | 24,948,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,471,000 | USD | evidence → |
| Interest expense | 1,225,000 | USD | evidence → |
| Net interest income | 2,246,000 | USD | evidence → |
| Noninterest income | 177,000 | USD | evidence → |
| Noninterest expense | 2,276,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 22,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 21,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,049,000 | USD | evidence → |