Call report 2024Q4
SPIRO STATE BANK — 2024Q4
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,034,000 | USD | evidence → |
| Total loans | 30,670,000 | USD | evidence → |
| Allowance for loan losses | 422,000 | USD | evidence → |
| Securities available for sale | 27,692,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,867,000 | USD | evidence → |
| Interest-bearing deposits | 45,743,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,124,000 | USD | evidence → |
| Equity capital | 14,001,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,938,000 | USD | evidence → |
| Interest expense | 387,000 | USD | evidence → |
| Net interest income | 2,551,000 | USD | evidence → |
| Noninterest income | 330,000 | USD | evidence → |
| Noninterest expense | 2,809,000 | USD | evidence → |
| Provision for loan losses | 425,000 | USD | evidence → |
| Pretax income | -353,000 | USD | evidence → |
| Income tax | -1,000 | USD | evidence → |
| Net income | -352,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,331,000 | USD | evidence → |