Call report 2024Q2
SPIRO STATE BANK — 2024Q2
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,210,000 | USD | evidence → |
| Total loans | 11,894,000 | USD | evidence → |
| Allowance for loan losses | 175,000 | USD | evidence → |
| Securities available for sale | 29,969,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,343,000 | USD | evidence → |
| Interest-bearing deposits | 37,675,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,668,000 | USD | evidence → |
| Equity capital | 13,805,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 986,000 | USD | evidence → |
| Interest expense | 100,000 | USD | evidence → |
| Net interest income | 886,000 | USD | evidence → |
| Noninterest income | 157,000 | USD | evidence → |
| Noninterest expense | 982,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | -114,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -114,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,122,000 | USD | evidence → |