Call report 2023Q4
SPIRO STATE BANK — 2023Q4
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,545,000 | USD | evidence → |
| Total loans | 10,440,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 26,208,000 | USD | evidence → |
| Securities held to maturity | 6,459,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,553,000 | USD | evidence → |
| Interest-bearing deposits | 32,833,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,720,000 | USD | evidence → |
| Equity capital | 4,948,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,147,000 | USD | evidence → |
| Interest expense | 269,000 | USD | evidence → |
| Net interest income | 1,878,000 | USD | evidence → |
| Noninterest income | 381,000 | USD | evidence → |
| Noninterest expense | 1,920,000 | USD | evidence → |
| Provision for loan losses | -1,000 | USD | evidence → |
| Pretax income | 340,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | 307,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,412,000 | USD | evidence → |
Machine access — free, no API key
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