Call report 2023Q2
SPIRO STATE BANK — 2023Q2
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,742,000 | USD | evidence → |
| Total loans | 10,627,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 27,265,000 | USD | evidence → |
| Securities held to maturity | 6,688,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,965,000 | USD | evidence → |
| Interest-bearing deposits | 36,670,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,295,000 | USD | evidence → |
| Equity capital | 4,700,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,079,000 | USD | evidence → |
| Interest expense | 118,000 | USD | evidence → |
| Net interest income | 961,000 | USD | evidence → |
| Noninterest income | 176,000 | USD | evidence → |
| Noninterest expense | 887,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 250,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 215,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,577,000 | USD | evidence → |