Call report 2022Q4
SPIRO STATE BANK — 2022Q4
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,197,000 | USD | evidence → |
| Total loans | 10,710,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 26,921,000 | USD | evidence → |
| Securities held to maturity | 7,652,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,785,000 | USD | evidence → |
| Interest-bearing deposits | 35,495,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,290,000 | USD | evidence → |
| Equity capital | 4,396,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,724,000 | USD | evidence → |
| Interest expense | 76,000 | USD | evidence → |
| Net interest income | 1,648,000 | USD | evidence → |
| Noninterest income | 392,000 | USD | evidence → |
| Noninterest expense | 1,835,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 204,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 204,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,362,000 | USD | evidence → |