Call report 2021Q4
SPIRO STATE BANK — 2021Q4
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 61,876,000 | USD | evidence → |
| Total loans | 11,110,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 24,821,000 | USD | evidence → |
| Securities held to maturity | 7,560,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,868,000 | USD | evidence → |
| Interest-bearing deposits | 33,090,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,778,000 | USD | evidence → |
| Equity capital | 6,906,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,464,000 | USD | evidence → |
| Interest expense | 53,000 | USD | evidence → |
| Net interest income | 1,411,000 | USD | evidence → |
| Noninterest income | 410,000 | USD | evidence → |
| Noninterest expense | 1,781,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 79,000 | USD | evidence → |
| Income tax | -46,000 | USD | evidence → |
| Net income | 125,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,229,000 | USD | evidence → |