Call report 2018Q4
SPIRO STATE BANK — 2018Q4
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,161,000 | USD | evidence → |
| Total loans | 13,755,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 18,580,000 | USD | evidence → |
| Securities held to maturity | 6,810,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,960,000 | USD | evidence → |
| Interest-bearing deposits | 27,389,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,571,000 | USD | evidence → |
| Equity capital | 6,181,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,685,000 | USD | evidence → |
| Interest expense | 135,000 | USD | evidence → |
| Net interest income | 1,550,000 | USD | evidence → |
| Noninterest income | 481,000 | USD | evidence → |
| Noninterest expense | 1,851,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 171,000 | USD | evidence → |
| Income tax | -9,000 | USD | evidence → |
| Net income | 180,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,465,000 | USD | evidence → |
| Total capital | 6,729,000 | USD | evidence → |
| Risk-weighted assets | 21,013,000 | USD | evidence → |