Call report 2013Q4
SPIRO STATE BANK — 2013Q4
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,109,000 | USD | evidence → |
| Total loans | 14,631,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 20,579,000 | USD | evidence → |
| Securities held to maturity | 5,766,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,863,000 | USD | evidence → |
| Interest-bearing deposits | 28,311,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,552,000 | USD | evidence → |
| Equity capital | 6,152,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,530,000 | USD | evidence → |
| Interest expense | 103,000 | USD | evidence → |
| Net interest income | 1,427,000 | USD | evidence → |
| Noninterest income | 537,000 | USD | evidence → |
| Noninterest expense | 1,899,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 40,000 | USD | evidence → |
| Income tax | -36,000 | USD | evidence → |
| Net income | 76,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,264,000 | USD | evidence → |
| Total capital | 6,553,000 | USD | evidence → |
| Risk-weighted assets | 23,025,000 | USD | evidence → |