Call report 2010Q4
SPIRO STATE BANK — 2010Q4
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,062,000 | USD | evidence → |
| Total loans | 15,889,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 8,095,000 | USD | evidence → |
| Securities held to maturity | 11,121,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,785,000 | USD | evidence → |
| Interest-bearing deposits | 30,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,121,000 | USD | evidence → |
| Equity capital | 6,171,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,846,000 | USD | evidence → |
| Interest expense | 208,000 | USD | evidence → |
| Net interest income | 1,638,000 | USD | evidence → |
| Noninterest income | 578,000 | USD | evidence → |
| Noninterest expense | 2,069,000 | USD | evidence → |
| Provision for loan losses | -3,000 | USD | evidence → |
| Pretax income | 150,000 | USD | evidence → |
| Income tax | -61,000 | USD | evidence → |
| Net income | 211,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,149,000 | USD | evidence → |
| Total capital | 6,413,000 | USD | evidence → |
| Risk-weighted assets | 20,984,000 | USD | evidence → |
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