Call report 2009Q4
SPIRO STATE BANK — 2009Q4
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,269,000 | USD | evidence → |
| Total loans | 16,250,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 8,424,000 | USD | evidence → |
| Securities held to maturity | 12,285,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,975,000 | USD | evidence → |
| Interest-bearing deposits | 27,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,408,000 | USD | evidence → |
| Equity capital | 6,198,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,007,000 | USD | evidence → |
| Interest expense | 218,000 | USD | evidence → |
| Net interest income | 1,789,000 | USD | evidence → |
| Noninterest income | 565,000 | USD | evidence → |
| Noninterest expense | 2,120,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 218,000 | USD | evidence → |
| Income tax | -60,000 | USD | evidence → |
| Net income | 278,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,058,000 | USD | evidence → |
| Total capital | 6,314,000 | USD | evidence → |
| Risk-weighted assets | 20,356,000 | USD | evidence → |
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