Call report 2009Q1
SPIRO STATE BANK — 2009Q1
The 22 measures SPIRO STATE BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,915,000 | USD | evidence → |
| Total loans | 15,597,000 | USD | evidence → |
| Allowance for loan losses | 400,000 | USD | evidence → |
| Securities available for sale | 13,122,000 | USD | evidence → |
| Securities held to maturity | 9,342,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,066,000 | USD | evidence → |
| Interest-bearing deposits | 30,244,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,822,000 | USD | evidence → |
| Equity capital | 6,675,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 516,000 | USD | evidence → |
| Interest expense | 57,000 | USD | evidence → |
| Net interest income | 459,000 | USD | evidence → |
| Noninterest income | 139,000 | USD | evidence → |
| Noninterest expense | 513,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 136,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 127,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,439,000 | USD | evidence → |
| Total capital | 6,695,000 | USD | evidence → |
| Risk-weighted assets | 20,335,000 | USD | evidence → |
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