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Call report 2005Q4

SPIRO STATE BANK — 2005Q4

The 22 measures SPIRO STATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.

PERIOD: 2005Q4SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4c826fa3-5b37-46f6-bebe-f72467dc2703/2005Q4

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets48,422,000USDevidence →
Total loans13,869,000USDevidence →
Allowance for loan losses400,000USDevidence →
Securities available for sale16,238,000USDevidence →
Securities held to maturity6,335,000USDevidence →
Trading assets0USDevidence →
Total deposits42,733,000USDevidence →
Interest-bearing deposits28,445,000USDevidence →
Noninterest-bearing deposits14,288,000USDevidence →
Equity capital5,546,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income2,186,000USDevidence →
Interest expense405,000USDevidence →
Net interest income1,781,000USDevidence →
Noninterest income569,000USDevidence →
Noninterest expense1,920,000USDevidence →
Provision for loan losses78,000USDevidence →
Pretax income352,000USDevidence →
Income tax30,000USDevidence →
Net income322,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital5,389,000USDevidence →
Total capital5,629,000USDevidence →
Risk-weighted assets19,044,000USDevidence →

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