Call reports 2026
BANK OF ROMNEY, THE — 2026
What BANK OF ROMNEY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 370,529,000 | 368,807,000 |
| Total loans | 267,040,000 | 269,448,000 |
| Allowance for loan losses | 2,465,000 | 2,514,000 |
| Securities available for sale | 63,135,000 | 61,753,000 |
| Securities held to maturity | 209,000 | 204,000 |
| Trading assets | 0 | 0 |
| Total deposits | 283,013,000 | 283,485,000 |
| Interest-bearing deposits | 207,291,000 | 207,789,000 |
| Noninterest-bearing deposits | 75,722,000 | 75,696,000 |
| Equity capital | 59,080,000 | 60,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,032,000 | 10,418,000 |
| Interest expense | 1,364,000 | 2,720,000 |
| Net interest income | 3,668,000 | 7,698,000 |
| Noninterest income | 547,000 | 1,022,000 |
| Noninterest expense | 2,543,000 | 4,973,000 |
| Provision for loan losses | 225,000 | 490,000 |
| Pretax income | 1,417,000 | 3,237,000 |
| Income tax | 309,000 | 714,000 |
| Net income | 1,108,000 | 2,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 58,838,000 | 59,861,000 |